P U A B U M I


Alamat Pusat Latihan PUABUMI

Khidmat Masyarakat PUABUMI...

Seminar anjuran PUABUMI... http://remisier7rm.blogspot.com

Khamis, 2 Disember 2010

PUABUMI Funds Focus


Window To The World



  • Modest gain in most markets – After a remarkable gain in September, most of the market registered modest increase in Oct except China. Hong Kong and South Korea rose 3.3% and 0.5% respectively compared to September. Whereas Japan slipped 1.8% from September as the market still remains in doldrums.
  • China outpace most of the market in October –China equity market recorded phenomenal gain of 11.3% compared to 0.6% in September stemming from the revival of investor confidence and ample liquidity resulted from the huge influx of capital seeking to earn high return from the CNY appreciation and its inexorable economic growth. The retails sales surged 18.8% and the urban & rural household per capital rose 7.5% and 9.7% respectively compared to last year bode well for further strengthening of domestic demand and private consumption.
  • US Fed to pour US$600bil into the economy – Although the US consumers maintain steady pace of spending, boosting retail sales at 0.6% m-o-m and 7.3% growth compared to last year signalling that the US economy is recovering, US Federal Reserve decided to buy US$600bil of Treasury on fears of latent deflationary problem. 
A Peep into Malaysia

  • Malaysia equity market gained 2.9% – FMB KLCI registered a modest gain of 2.9% m-o-m in October driving the YTD appreciation to 18.3%, the highest compared to most of the peers in the region. This was due to the rising inflows of foreign capital and positive expectation of market performance.

  • Ringgit depreciated marginally – After four consecutive months‟ of appreciation since May 2010, the Ringgit softened 0.34% in October. However, Ringgit still gained 9.59% YTD. The strengthening of Ringgit becomes a challenging issue to defend the competitiveness of our export.

  • Higher than expected budget deficit –Malaysia‟s rising operating expenditure of 7% from year 2010 and rather flattish fiscal revenue at RM166bn resulted in higher than expected budget deficit of 5.7% for year 2011. The issues of high budget deficits resulting in high debt servicing in future become a concern for many countries. Failing to control the rising budget deficit may erode creditability of a country and dampens investors‟ confidence and future economic growth.
  

Lighting Up Your Path

  • Implication of US$600bn quantitative easing (QE2) – The huge funds created by US Federal Reserve and its near to zero interest rate will benefit the emerging market‟s stocks and debts markets. The USD will depress and other currencies will strengthen. However, the liquidity will cause inflationary pressure and become a challenge to many countries to contain inflation by normalizing interest rate, further strengthening their currencies or implementing capital intervention. There is also a concern that asset bubbles may burst once the speculative capital flow out of emerging markets.
  • Be prepared for profit taking – FBM KLCI has been on the rising trend on liquidity rush and approaching the highest point at 1524.29 on 14th Jan 2008. While there is better sentiment and many perceive that this is going to be a super bull run, profit taking is highly possible. We maintain our moderate and cautious stance.
YouWalking With 

  • Despite the strong bull in KLCI, we will not chase the market and recommend no changes to our portfolio.

  • HwangDBS Asia Quantum gained 4.3% in October compared to 4.4%gains in September.
  • PruAsia Pacific Shariah Fund slipped from 7.7% gain in September to 3.2% gain in October was consistent with the modest gain in Asia Pacific Markets other than China. The investment in China only contributed around 4% to the total portfolio.
  • Kenanga Growth Fund outperformed FBM KLCI index and gained 4.3% in October.
  • HwangDBS Aiiman Growth fund‟s performance improved noticeably from 2.9% in September to 4.5% in October.
  • For mixed asset class, the performance of OSK-UOB Kidsave and RHB Mudharabah improved with gain of 1.9% and 3.8% respectively compared to 1.5% and 3.3% gain in September.
  •  AmBon had been consistently outperforming benchmark since August 2009 and registered a gain of 0.3% in October.
  • The YTD return of PMB Model portfolio and PMB Islamic portfolio have been on the rise after bottoming out in May 2010, both registered YTD gain of 10.2%. In October, PMB Model portfolio‟s maintained the same growth pace at 2.6% m-o-m, whereas PMB Islamic Model Portfolio gained another 3.5% after appreciating 3.7% in September.
  • No changes were made to both portfolios.
Fund for the Month-Kenanga Growth  
  • Turned Around – We met with the CIO of Kenanga Investor Bhd to understand the improved performance of Kenanga Growth Fund. The fund turned around after the change of management in 2009. It has since outperformed FBM KLCI due to its defensive strategy investing a large percentage of its fund in consumer non-cyclical sector.
  • Risk Managed Investment Strategy- Kenanga Growth Fund has implemented the “Risk Managed Investment Strategy” since April 2007. They estimate the volatility of the portfolio to determine the portfolio‟s value-at-risk and also test them under stress conditions to ensure that they do not break below the floor. If the portfolio performed above the floor value, they will resume the amount of risk which is equivalent to the differential gap called “Risk Capital”.
  • Definition of “Floor Value”- The floor value is rising constantly and represents minimum return required by the client over the medium-to-longer term.
Tracking our Recommendations
  • Majority of equity funds in Malaysia outperformed FBM KLCI which gained 2.9% in October and maintained average gain at around 3.6%. The average performance of funds under Mixed Assets and Fixed Income remained flattish. Most of the overseas funds registered lower gain compared to September witnessed the modest gain in most of the Asia Pacific Region.
  • Avenue BondExtra recover 1.7% in October compared to huge loss of 10.1% in September caused by the default of CapOne bond as mentioned in our September report. They are in the process of asking for deferment and restructuring of debt payment.
  • Kenanga Investor Berhad (formerly known as CMS Trust Management Berhad) has been 100% acquired by Kenanga Investment Bank in December 2009. CMS Trust Management Berhad) was previously owned by CMS Capital Sdn Bhd and AGI Asset Management Limited. Seven funds under this company have been renamed from CMS to Kenanga with effect from 1st November 2010. (see funds in the scoreboard with symbol “!”)

      Sabtu, 27 November 2010

      PUABUMI kini mempunyai pusat latihan sendiri akhirnya....

      Persatuan Perunding Unit Amanah Bumiputera Malaysia (PUABUMI) kini melangkah setapak lagi kedepan dengan menyewa sebuah pejabat untuk dijadikan pusat latihan PUABUMI yang lengkap dengan 4 bilik seminar yang selesa... beralamat di no 5788, Jalan Pungguk, Taman Jakar Jaya, 24000 Cukai, Kemaman, Terengganu yang bersebelahan dengan Pasaraya Tunas Manja dan ditepi jalan besar utama laluan K. terengganu - Kuantan dengan kawasan parking yang luas dan percuma dengan fasiliti kedai makan berhampiran dan hotel2 penginapan yang selesa berdekatan... Jaraknya hanya 3 jam setengah dari Bandaraya Kuala Lumpur melalui lebuhraya pantai timur... dijangka akan menjadi tumpuan pelbagai aktiviti yang dirancangkan...

      Antara aktiviti yang dirancangkan ialah... seminar pasaran saham semasa... seminar unit amanah percuma... seminar kerjaya untuk lepasan IPTA... klinik matematik untuk POMR dan SPM... kelab pelabur saham... latihan peribadi untuk bakal2 remisier... dan banyak lagi...

      Semuga segala usaha murni ini akan diberkati olehNya...

      Selasa, 19 Oktober 2010

      Program Pendidikkan PUABUMI

      Seminar Jutawan Saham... membongkar pelaburan di Bursa Malaysia
      Jadual seminar.... sila rujuk http://remisier7rm.blogspot.com

      Segmen Utama ~ Ekuiti (Sabtu)
      9.00 am - 9.30 am : Pendaftaran peserta seminar
      9.30 am - 11.00 am : Kupasan tentang ilmu2 pelaburan yang diiktiraf di kerajaan Malaysia
      11.00 am - 11.15 am : Tea break
      11.15 am - 12.45 am : Mengenal secara terpeinci jenis-jenis saham di Bursa Malaysia seperti saham biasa, saham utama, terbitan bonus, terbitan hak, waran, waran panggilan tempatan dan luar negara, waran terbitan dan lain-lain
      12.45 am - 2.15 pm : Makan tengahari dan solat
      2.15 pm - 3.45 pm : Teknikal Analisis dengan penekanan kepada konsep Dan Zanger, cara-cara mengguna portal kewangan dan indikator2 penting seperti MACD, RSI, Moving Average dan rahsia ELLIOT WAVE
      3.45 pm - 4.00 pm : Tea Break
      4.00 pm - 5.30 pm : Analisis Fundamental termasuk BONUS istimewa - cara2 mudah dan ringkas untuk mengenalpasti nilai sesebuah syarikat tanpa perlu menjadi akauntan, CEO atau pengarah syarikat...
      5.30 pm - 6.00 pm : Sesi soal-jawab

      Segmen Pasaran Hadapan & CPO (Ahad)
      9.00 am - 9.30 am : Pendaftaran Peserta
      9.30 am - 11.00 am : Pasaran Hadapan
      11.00 am - 11.15 am : Tea break
      11.15 am - 12.45 am : Pasaran Minyak Mentah Kelapa Sawit (CPO)
      12.45 am - 2.15 pm : Makan tengahari dan solat
      2.15 pm - 3.45 pm : Pendedahan pergerakan pasaran melalui carta untuk meramal pasaran akan datang
      3.45 pm - 4.00 pm : Tea break
      4.00 pm - 5.30 pm : BONUS - mempelajari strategi berurusniaga yang berkesan!
      5.30 pm - 6.00 pm : Sesi soal-jawab

      Isnin, 19 Julai 2010

      Pilihan Pelabur untuk dana unit amanah melalui PUABUMI

      No EPF Islamic Online Affin Fund Management Berhad SC Mgt
      Fee
      Min
      Invest
      Add
      Invest
      NAV
      1 Affin Equity Fund 7.00 1.50 RM200 RM100 0.4046
      2 Dana Islamiah Affin 7.00 1.50 RM200 RM100 0.3931
      3 Affin Capital Fund 1.00 1.50 RM200 RM100 0.5138
      4 Affin Islamic Equity Fund 7.00 1.50 RM200 RM100 0.3897
      5 Affin Islamic Money Market Fund - 0.50 RM5,000 RM1000 0.5007
      6 Affin Money Market Fund - 0.50 RM5,000 RM1000 0.5008
      7 Affin Select Growth Fund 5.00 1.50 RM200 RM100 0.2675
      No EPF Islamic Online CMS Trust Management Berhad SC Mgt
      Fee
      Min
      Invest
      Add
      Invest
      NAV
      8 CMS Premier Fund 6.50 1.50 RM1000 RM100 0.4078
      9 CMS Balanced Fund 5.99 1.50 RM1000 RM100 0.4083
      10 CMS Islamic Fund 6.50 1.90 RM1000 RM100 0.5286
      11 CMS Islamic Balanced Fund 5.99 1.50 RM1000 RM100 0.4322
      12 CMS Bond Fund - 1.00 RM1000 RM100 0.6593
      13 CMS Asia Pacific Oriental Fund 5.50 1.80 RM1000 RM100 0.438
      14 CMS Malaysian Inc Fund 5.00 1.80 RM1000 RM100 0.4022
      15 CMS Islamic Money Market Fund - 0.50 RM1000 RM100 0.5146
      16 CMS Money Market Fund - 0.50 RM1000 RM100 0.5359
      No EPF Islamic Online Inter-Pacific Asset Management Sdn Bhd SC Mgt
      Fee
      Min
      Invest
      Add
      Invest
      NAV
      17 InterPac Dana Safi Nil 2.00 RM1000 RM100 0.2908
      18 InterPac Dynamic Equity Fund Nil 2.00 RM1000 RM100 0.2894
      19 InterPac Cash Fund Nil 0.50 RM1000 RM100 0.5004
      No EPF Islamic Online KAF Fund Management Berhad SC Mgt
      Fee
      Min Invest Add Invest NAV
      20 KAF Money Market Fund# - 0.40 RM1000 RM1000 107.6709
      21 KAF Jade Fund# - 2.00 RM50,000 RM1000 94.3053
      22 KAF Bond Fund# - 0.40 RM100,0000 RM10,000 121.7284
      #Minimum initial investment for KAF Money Market is RM1k, KAF Jade Fund is RM50k and KAF Bond Fund is RM100k.
      No EPF Islamic Online Kenanga Fund Management Berhad SC Mgt
      Fee
      Min
      Invest
      Add
      Invest
      NAV
      23 Kenanga Growth Fund 5.00 1.50 RM1000 RM100 1.504
      24 Kenanga Syariah Growth Fund 5.00 1.50 RM1000 RM100 2.097
      B-2-7, Megan Avenue II, 12, Jalan Yap Kwan Seng, 50450 Kuala Lumpur, Malaysia. Tel: 603-2783 0300 Fax: 603-2711 3036
      Email: phillipmutual@poems.com.my, Website: www.eunittrust.com.my / www.fameplatform.com
      No EPF Islamic Online Pheim Unit Trusts Ber6had SC Mgt
      Fee
      Min
      Invest
      Add
      Invest
      NAV
      25 Pheim Emerging Companies Balanced Fund 5.00 1.50 RM1000 RM100 1.0557
      26 Dana Makmur Pheim 5.00 1.50 RM1000 RM100 1.4182
      27 Pheim Income Fund - 1.00 RM1000 RM100 1.0551
      28 Pheim Asia Ex-Japan Fund 5.00 1.50 RM1000 RM100 0.8223
      29 Pheim Asia Ex-Japan Islamic Fund 5.00 1.50 RM1000 RM100 0.7572
      No EPF Islamic Phillip Mutual Berhad SC Mgt
      Fee
      Min
      Invest
      Add
      Invest
      NAV
      30 Phillip Master Equity Growth Fund 5.50 1.50 RM500 RM100 0.8484
      31 Phillip Master Money Market Fund - 0.50 RM1000 RM300 0.5
      No EPF Islamic Online TA Investment Management Berhad SC Mgt
      Fee
      Min Invest Add Invest NAV
      32 TA Growth Fund 5.50 1.50 RM1000 RM100 0.5117
      33 TA Comet Fund 5.50 1.50 RM1000 RM100 0.5274
      34 TA Islamic Fund 5.50 1.50 RM1000 RM100 0.4703
      35 TA Income Fund 5.50 1.50 RM1000 RM100 0.4812
      36 TA Small Cap Fund 5.50 1.50 RM1000 RM100 0.4757
      37 TA High Growth Fund 5.50 1.50 RM1000 RM100 0.5746
      38 TA Dana Optimix 5.50 1.50 RM1000 RM100 0.4478
      39 TA CashPLUS Fund - 0.50 RM10,000 RM10,000 0.5251
      40 TA Islamic CashPLUS Fund - 0.50 RM10,000 RM10,000 0.5312
      41 TA South East Asia Equity Fund 5.50 1.50 RM1000 RM100 0.4536
      42 TA Global Asset Allocator Fund 5.50 1.80 RM1000 RM100 0.4319
      43 TA Asia Pacific Islamic Balanced Fund 5.50 1.50 RM1000 RM100 0.4821
      44 TA European Equity Fund 5.50 1.80 RM1000 RM100 0.2828
      45 TA ABN AMRO Utilities Fund 5.50 1.80 RM1000 RM100 0.2845
      46 TA Dana Fokus 5.75 1.50 RM1000 RM100 0.537
      47 TA All-Cycle Commodities Income Fund 4.00 1.50 RM1000 RM100 0.2473
      48 TA BRIC and Emerging Market Fund 5.5 1.80 RM1000 RM100 0.4868
      B-2-7, Megan Avenue II, 12, Jalan Yap Kwan Seng, 50450 Kuala Lumpur, Malaysia. Tel: 603-2783 0300 Fax: 603-2711 3036
      Email: phillipmutual@poems.com.my, Website: www.eunittrust.com.my / www.fameplatform.com
      CATEGORY B = UTMCS WHICH GIVE SELECTED FUNDS TO DISTRIBUTE
      No EPF Islamic Online Alliance Investment Management SC Mgt
      Fee
      Min Invest Add
      Invest
      NAV
      49 Alliance First Fund 5.50 1.50 RM1000 RM100 0.5586
      50 Alliance Vision Fund 5.50 1.50 RM1000 RM100 0.7516
      51 Alliance Moneyplus Fund - 1.00 RM1000 RM100 0.4966
      52 Alliance Dana Adib 5.50 1.50 RM1000 RM100 0.7651
      53 Alliance Tactical Growth Fund 5.50 1.50 RM1000 RM100 0.3775
      54 Alliance Optimal Income Fund 5.50 1.50 RM1000 RM100 0.4514
      55 Alliance Islamic Money Market Fund - 0.375 RM10,000 RM5,000 0.5003
      56 Alliance Dana Alif 5.50 1.50 RM1000 RM100 0.6385
      57 Alliance Global Diversified Property 5.50 1.80 RM1000 RM100 0.2902
      58 Alliance Global Equities Fund 5.50 1.50 RM1000 RM100 0.4735
      59 Alliance Global Bond Fund - 1.00 RM1000 RM100 0.4935
      No EPF Islamic Online AmanahRaya Unit Trust Management Sdn Bhd SC Mgt
      Fee
      Min Invest Add
      Invest
      NAV
      60 AmanahRaya Unit Trust Fund 1.00 1.00 RM500 RM100 1.041
      61 AmanahRaya Syariah Trust Fund 1.00 1.00 RM500 RM100 1.0349
      62 AmanahRaya Islamic Equity Fund 5.50 1.50 RM500 RM100 0.576
      0.9283
      No EPF Islamic Online AmMutual SC Mgt
      Fee
      Min
      Invest
      Add
      Invest
      NAV
      63 AmPrecious Metal 5.00 1.80 RM1000 RM500 0.9283
      64 AmOasis Global Islamic Equity Fund 5.00 1.80 RM1000 RM500 0.7737
      65 AmIslamic Growth 6.00 1.50 RM1000 RM500 0.2792
      66 AmIslamic Balanced 6.00 1.50 RM1000 RM500 0.2694
      67 AmBon Islam - 1.00 RM1000 RM500 1.1504
      68 AmIttikal 6.00 * RM1000 RM500 0.566
      69 AmCash Management - 1.00 RM5,000 RM500 1
      70 AmStaples 3.25 - RM1000 RM500 1.1147
      71 AmRecovery Income – Capital Protected 0.90 0.70 RM5000 RM5000 0.9454
      72 Namaa’ Asia Pacific Equity Growth Fund 5.00 1.80 RM1000 RM500 0.6035
      73 AmBond Fund - 1.00 RM1000 RM500 1.118
      74 AmDynamic Bond Fund - 1.00 RM1000 RM500 0.5973
      75 AmIncome Plus Fund - 0.75 RM1000 RM500 1.2448
      76 AmCumulative Growth Fund 6.00 1.50 RM1000 RM500 0.6559
      77 AmTotal Return Fund 6.00 1.00** RM1000 RM500 0.5793
      78 AmBalanced Fund 6.00 1.50 RM1000 RM500 0.7607
      79 AmConservative Fund 3.00 1.50 RM1000 RM500 0.4832
      80 AmDividend Income 5.00 1.50 RM1000 RM500 0.225
      81 AmBRIC Equity Fund 5.00 1.80 RM1000 RM500 0.8651
      82 AmEmerging Market Bond 3.00 1.80 RM1000 RM500 1.0728
      83 AmGlobal Agribusiness 5.00 1.80 RM1000 RM500 0.7596
      B-2-7, Megan Avenue II, 12, Jalan Yap Kwan Seng, 50450 Kuala Lumpur, Malaysia. Tel: 603-2783 0300 Fax: 603-2711 3036
      Email: phillipmutual@poems.com.my, Website: www.eunittrust.com.my / www.fameplatform.com
      84 AmGlobal Property Equities Fund # 5.00 1.80 RM1000 RM500 0.7410
      85 AmAsia –Pasific Property Equities Fund # 5.00 1.80 RM1000 RM500 0.7134
      86 AmPan European Property Equities Fund # 5.00 1.80 RM1000 RM500 0.3172
      87 AmGlobal Bond Fund # 1.00 1.25 RM1000 RM500 1.0831
      88 AmAsian Income Fund # 1.00 1.25 RM1000 RM500 0.8174
      89 AmSchroder European Equity Alpha Fund # 5.00 1.80 RM1000 RM500 0.6574
      90 AmGlobal Enhanced Equity Yield Fund # 5.00 1.80 RM1000 RM500 0.4847
      91 AmGlobal Climate Change Fund # 5.00 1.80 RM1000 RM500 0.6999
      92 AmGlobal Emerging Market Opportunities Fund # 5.00 1.80 RM1000 RM500 0.9876
      93 Am Commodities Extra Fund # 3.00 1.25 RM1000 RM500 0.9079
      *Al-Mudharabah (profit share) of up to 20% of net realised profit
      **Base management fee of 1.00% of the NAV of the Fund plus a profit share of 1/8 of performance above Hurdle Rate subject to a maximum of 6% p.a. of NAV.
      Hurdle rate is the one year rolling fixed deposit rate of Malayan Banking Berhad or an equivalent leading bank plus a 3% p.a. spread.
      #New Fund -07/07/2010
      No EPF Islamic Online Areca Capital Sdn Bhd SC Mgt
      Fee
      Min
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      NAV
      94 Areca incomeTRUST Fund 6.00 1.15 RM10,000 RM1000 0.5063
      95 Areca equityTRUST Fund 6.00 1.70 RM10,000 RM1000 0.5763
      No EPF Islamic Online ASM Investment Services Berhad SC Mgt
      Fee
      Min
      Invest
      Add
      Invest
      NAV
      96 Dana Al-Aiman 6.50 1.50 RM100 RM50 0.5
      97 Dana Bestari 6.50 1.50 RM100 RM50 0.3877
      98 ASM Dana Mutiara 6.50 1.50 RM100 RM50 0.3664
      99 ASM First Public Fund 6.50 1.50 RM100 RM50 0.2159
      100 ASM Index Fund 6.50 1.50 RM100 RM50 0.4269
      101 ASM Premier Fund 6.50 1.50 RM100 RM50 0.29
      102 ASM Syariah Money Market Fund - 0.50 RM100 RM50 0.5154
      103 ASM Syariah Aggressive Fund 6.50 1.50 RM100 RM50 0.3473
      104 ASM Balanced Fund 6.50 1.50 RM100 RM50 0.7248
      105 KMB Dana Pertumbuhan 6.50 1.50 RM100 RM50 0.8498
      106 ASM Syariah Dividend Fund 6.50 1.50 RM100 RM50 0.2355
      No EPF Islamic Avenue Oneinvest SC Mgt
      Fee
      Min Invest Add
      Invest
      NAV
      107 Asnita Fund 5.00 1.50 RM5,000 RM1000 0.4591
      108 Avenue Syariahextra Fund 5.00 1.50 RM5,000 RM1000 0.195
      109 Avenue Asnitabond Fund 1.00 1.15 RM5,000 RM1000 0.5911
      110 Avenue Dividendextra Fund 5.00 1.50 RM5,000 RM1000 0.5802
      111 Avenue Equityextra Fund 5.00 1.65 RM5,000 RM1000 0.536
      112 Avenue Incomeextra Fund 1.00 1.15 RM5,000 RM1000 0.5041
      113 Avenue BondExtra Fund 1.00 1.00 RM5,000 RM1000 0.5145
      114 Avenue Moneyextra Fund - 0.50 RM5,000 RM1000 0.5358
      B-2-7, Megan Avenue II, 12, Jalan Yap Kwan Seng, 50450 Kuala Lumpur, Malaysia. Tel: 603-2783 0300 Fax: 603-2711 3036
      Email: phillipmutual@poems.com.my, Website: www.eunittrust.com.my / www.fameplatform.com
      115 Avenue TacticalExtra Fund 5.00 1.50 RM5,000 RM1000 0.6262
      116 Avenue Consumer & Leisure Asia Fund 5.00 1.70 RM5,000 RM1000 0.4597
      117 Avenue Liquidity Fund - 0.30 RM100,000 RM50000 0.504
      Regular Savings for regular investors is RM200.00
      No EPF Islamic Online CIMB-Principal Asset Management Berhad SC Mgt
      Fee
      Min Invest Add
      Invest
      NAV
      118 CIMB-Principal Climate Change Equity Fund 5.50 1.80 RM500 RM200 0.2143
      119 CIMB-Principal ASEAN Equity Fund 6.50 1.80 RM500 RM200 0.4406
      120 CIMB-Principal Lifecycle 2017 6.50 1.80 RM500 RM200 0.4824
      121 CIMB-Principal Lifecycle 2022 6.50 1.80 RM500 RM200 0.4784
      122 CIMB-Principal Lifecycle 2027 6.50 1.80 RM500 RM200 0.4469
      123 CIMB Islamic Kausar Lifecycle 2017 6.50 1.80 RM500 RM200 0.5156
      124 CIMB Islamic Kausar Lifecycle 2022 6.50 1.80 RM500 RM200 0.4952
      125 CIMB Islamic Kausar Lifecycle 2027 6.50 1.80 RM500 RM200 0.4786
      126 CIMB Islamic Enhanced Sukuk Fund 2.00 1.00 RM2000 RM500 0.9998
      127 CIMB-Principal Strategic Bond Fund 2.00 1.00 RM2000 RM500 1.0696
      128 CIMB-Principal Bond Fund 2.00 1.00 RM2000 RM500 1.1583
      129 CIMB-Principal Global Income Fund 3.75 - - - 0.5074
      130 CIMB-Principal Multi-Maturity Income Fund 1 1.00 0.80 - - 1.0241
      131 CIMB Islamic Balanced Growth Fund 5.00 1.50 RM500 RM200 0.5295
      132 CIMB Islamic Asia Pacific Equity Fund 5.00 1.80 RM500 RM200 0.5111
      133 CIMB Islamic Equity Aggressive Fund 5.00 1.50 RM500 RM200 0.5789
      134 CIMB-Principal Small Cap Fund 6.00 1.50 RM500 RM200 0.3807
      135 CIMB-Principal Global Titans Fund 5.50 1.80 RM500 RM200 0.4109
      136 CIMB-Principal Global Asset Spectra Fund 6.50 1.80 RM500 RM200 0.3914
      137 CIMB-Principal Equity Aggressive Fund 3 5.00 1.85 RM500 RM200 0.7592
      138 CIMB-Principal Emerging Asia Fund 5.00 1.50 RM500 RM200 0.2642
      139 CIMB-Principal Greater China Equity Fund 5.50 1.80 RM500 RM200 0.4064
      140 CIMB-Principal MENA Equity Fund 5.50 1.80 RM500 RM200 0.2882
      141 CIMB-Principal Asia Infrastructure Equity Fund 5.50 1.80 RM500 RM200 0.3827
      142 CIMB Islamic Money Market Fund - 0.50 RM10,000 RM1000 1.0177
      143 CIMB-Principal Money Market Income Fund - 0.70 RM10,000 RM1000 0
      144 CIMB – Principal China-India-Indonesia Equity Fund 5.50 1.80 RM1000 RM200 0.233
      145 CIMB-Principal Australian Equity Fund 5.50 1.80 RM1000 RM200 0.2052
      B-2-7, Megan Avenue II, 12, Jalan Yap Kwan Seng, 50450 Kuala Lumpur, Malaysia. Tel: 603-2783 0300 Fax: 603-2711 3036
      Email: phillipmutual@poems.com.my, Website: www.eunittrust.com.my / www.fameplatform.com
      No EPF Islamic Online HwangDBS Investment Management Berhad SC Mgt
      Fee
      Min
      Invest
      Add
      Invest
      NAV
      146 HwangDBS Select Opportunity Fund 5.50 1.50 RM1000 RM100 0.6988
      147 HwangDBS Aiiman Balanced/ Aiiman Income Plus 5.50 1.50 RM1000 RM100 0.5622
      148 HwangDBS Select Balanced Fund 5.50 1.50 RM1000 RM100 0.5261
      149 HwangDBS Select Bond Fund 1.00 1.00 RM1000 RM100 0.567
      150 HwangDBS Asia Quantum Fund 5.50 1.50 RM1000 RM100 0.6501
      151 HwangDBS Aiiman Growth 5.50 1.50 RM1000 RM100 0.7398
      152 HwangDBS Select Income Fund 3.00 1.20 RM1000 RM100 0.5674
      153 HwangDBS Global Property Fund 5.50 1.75 RM1000 RM100 0.2242
      154 HwangDBS Environmental Opportunity Fund 5.50 1.80 RM1000 RM100 0.3529
      155 HwangDBS Global Infrastructure Fund 5.50 1.80 RM1000 RM100 0.3339
      156 HwangDBS Asia Aspire Capital Protected Fund 3.50 - RM1000 - 1.0596
      157 HwangDBS Global Financial Institutions Fund 3.00 1.50 RM1000 RM100 0.5296
      158 HwangDBS Steady Income Fund 3.50 1.40 RM1000 RM100 0.5024
      159 HwangDBS Global Commodity Fund 5.50 1.80 RM30000 RM10000 0.3955
      160 HwangDBS Enhanced Deposit Fund - 0.50 RM30000 RM10000 1.0042
      161 HwangDBS Access US 80 Fund 3.50 1.20 RM1000 RM100 0.0579
      162 HwangDBS Structured Income Fund III 2.50 - RM50000 RM20000 1.0108
      163 HwangDBS Global Emerging Market Fund 5.50 1.75 RM1000 RM100 0.6334
      164 HwangDBS AUD Income Fund 3.00 1.50 RM1000 RM100 0.4754
      165 HwangDBS AIIMAN A20 China Access Fund 3.00 1.30 USD10000 USD10000 0.9409
      166 HwangDBS Structured Income Fund IV 1.80 - RM50,000 RM20,000 0.9856
      No EPF Islamic Online ING Funds Berhad SC Mgt
      Fee
      Min Invest Add
      Invest
      NAV
      167 ING Income Plus 1.50 1.00 RM1000 RM100 0.6042
      168 ING Managed Growth 6.50 1.55 RM1000 RM100 0.6417
      169 ING Syariah Balanced 6.50 1.55 RM1000 RM100 0.5974
      170 ING Diversified 6.50 1.55 RM1000 RM100 0.5558
      171 ING Blue Chip 6.50 1.55 RM1000 RM100 0.4955
      172 ING Growth Opportunities 6.50 1.55 RM1000 RM100 0.5298
      173 ING Tactical 6.50 1.55 RM1000 RM100 0.4959
      174 ING Bon Islam 1.50 1.00 RM1000 RM100 0.6387
      175 ING Ekuiti Islam 6.50 1.55 RM1000 RM100 0.4687
      176 ING Global Real Estate 6.50 1.80 RM5000 RM1000 0.288
      177 ING Global Dividend 6.50 1.80 RM5000 RM1000 0.2867
      178 ING Annual Alpha Access Cap. Protected Fund 1.50 1.00 RM5000 RM5000 0.973
      179 ING Annual Income Climate Structured Fund 1.50 1.00 RM5000 RM5000 1.1326
      180 ING Cash Plus Fund - 0.75 RM10,000 RM5000 0.9953
      181 ING China Access Fund 6.50 1.80 RM5000 RM1000 0.4806
      B-2-7, Megan Avenue II, 12, Jalan Yap Kwan Seng, 50450 Kuala Lumpur, Malaysia. Tel: 603-2783 0300 Fax: 603-2711 3036
      Email: phillipmutual@poems.com.my, Website: www.eunittrust.com.my / www.fameplatform.com
      No EPF Islamic Online OSK-UOB Unit Trust Management Berhad SC Mgt
      Fee
      Min Invest Add
      Invest
      NAV
      182 OSK-UOB Dana Islam 6.38 1.50 RM100 Any 0.7568
      183 OSK-UOB Income Fund - 1.00 RM1000 RM1000 1.3047
      184 OSK-UOB Growth and Income Focus Trust 5.26 1.50 RM200 Any 0.5549
      185 OSK-UOB Money Market Fund - 0.50 RM10,000 RM5000 1.0137
      186 OSK-UOB Resources Fund 5.26 1.50 RM1000 RM100 0.5475
      187 OSK-UOB Muhibbah Income Fund 6.00 1.50 RM1000 RM100 0.4572
      188 OSK-UOB Kidsave Fund 6.38 1.50 RM100 Any 0.5237
      189 OSK-UOB Asia Pacific Fund 5.26 1.50 RM1000 RM100 0.2742
      190 OSK-UOB Big Cap China Enterprise Fund 5.50 1.80 RM1000 RM100 0.4636
      191 OSK-UOB Golden Dragon Fund 5.26 1.80 RM1000 RM100 0.4226
      192 OSK-UOB Small Cap Opportunity Unit Trust 6.38 1.50 RM200 Any 0.8594
      193 OSK-UOB Emerging Opportunity Trust 5.26 1.50 RM200 Any 0.5093
      194 OSK-UOB Smart Treasure Fund 5.26 1.50 RM200 Any 0.6018
      195 OSK-UOB Thematic Growth Fund 5.00 1.50 RM1000 RM100 0.2497
      196 OSK-UOB Asian Growth Opportunities Fund 5.00 1.80 RM1000 RM100 0.4048
      197 OSK-UOB Malaysia Dividend Fund 5.50 1.50 RM1000 RM100 0.2838
      198 OSK-UOB Capital Protected Gold-linked Fund 2.00 0.75 RM5000 - 1.0077
      199 OSK-UOB Income Alpha Fund 3.50 1.50 RM1000 RM100 0.5214
      200 OSK-UOB Capital Protected Equity Fund 0.75 0.75 RM5000 - 1.0755
      201 OSK-UOB KLCI Advantage Capital Protected 1.50 0.75 RM5000 - 1.0028
      202 KLCI Tracker Fund 1.00 1.50 RM1000 RM100 0.7041
      203 OSK-UOB Energy Fund 5.00 1.50 RM1000 RM100 0.4596
      204 OSK-UOB Smart Balanced Fund 5.26 1.50 RM200 Any 0.7797
      205 OSK-UOB Smart Income Fund 2.00 1.50 RM200 Any 0.6088
      206 OSK-UOB Gold and General Fund 5.50 1.80 RM1000 RM100 0.4915
      207 OSK-UOB Capital Protected China A-Share Series 2 3.50 0.50 RM1000 RM1000 0.9449
      208 OSK-UOB ASEAN Fund 5.50 1.80 RM1000 RM100 0.4959
      209 OSK-UOB Asia Consumer Fund 5.50 1.80 RM1000 RM100 0.4724
      210 OSK-UOB China India Dynamic Growth Fund 5.50 1.80 RM1000 RM100 0.4689
      No EPF Islamic Online Prudential Fund Management Berhad SC Mgt
      Fee
      Min Invest Add Invest NAV
      211 PruDana Al-islah 5.26 1.50 RM1000 RM100 0.6585
      212 PruBond Fund - 1.00 RM1000 RM100 0.5705
      213 PruSmall-Cap Fund 5.26 1.50 RM1000 RM100 1.1873
      214 PruEquity Income Fund 5.00 1.50 RM1000 RM100 0.6318
      215 PruDana Wafi - 1.00 RM1000 RM500 0.5417
      216 PruAsia Pacific Equity Fund 5.00 1.50 RM1000 RM500 0.4714
      217 PruAsia Select Income Fund 5.00 1.50 RM1000 RM100 0.5966
      218 PruGrowth Fund 5.26 1.50 RM1000 RM100 0.94
      219 PruBalanced Fund 5.26 1.50 RM1000 RM100 0.7448
      220 PruDana Al-ilham 5.26 1.50 RM1000 RM100 0.94
      221 PruCash Management Fund - 0.50 RM50000 RM10000 0.5415
      222 PruDynamic Fund 5.00 1.25 RM1000 RM100 0.6172
      223 PruDana Dinamik 5.00 1.25 RM1000 RM100 0.6755
      B-2-7, Megan Avenue II, 12, Jalan Yap Kwan Seng, 50450 Kuala Lumpur, Malaysia. Tel: 603-2783 0300 Fax: 603-2711 3036
      Email: phillipmutual@poems.com.my, Website: www.eunittrust.com.my / www.fameplatform.com
      224 PruGlobal Leaders Fund 5.00 1.75 RM1000 RM100 0.3237
      225 PruGlobal Basics Fund 6.00 1.80 RM1000 RM100 0.3814
      226 PruEnhanced Income Fund 5.00 1.50 RM1000 RM100 0.4571
      227 PruAsia Pacific Shariah Equity Fund 6.00 1.80 RM1000 RM100 0.2381
      228 PruGlobal Emerging Market Fund 6.00 1.80 RM1000 RM100 0.221
      229 PruCountry Selection Fund 5.50 1.80 RM1000 RM100 0.1616
      230 PruEmerging Market Rates Fund 2.00 1.50 RM5000 RM1000 1.0213
      231 PruIslamic Income Fund - 0.50 RM100,000 RM50,000 0.5198
      232 Prudential Global Market Navigator Fund 6.00 1.80 RM1000 RM100 0.4781
      233 Prudential Dinasti Equity Fund 5.50 1.80 RM1000 RM100 0.9333
      No EPF Islamic Online RHB Investment Management Sdn Bhd SC Mgt
      Fee
      Min Invest Add Invest NAV
      234 RHB Dividend Valued Equity Fund 5.00 1.80 RM1000 RM100 0.3813
      235 RHB Global Multi Manager Fund 6.00 1.80 RM1000 RM100 0.4247
      236 RHB Golden Life Fund – Goldenlife today 0.75 1.25 RM1000 RM100 0.6105
      237 RHB Golden Life Fund – Goldenlife 2020 6.00 1.50 RM1000 RM100 0.7165
      238 RHB Golden Life Fund – Goldenlife 2030 6.00 1.50 RM1000 RM100 0.7783
      239 RHB Capital Fund 6.00 1.50 RM1000 RM100 1.1059
      240 RHB Islamic Growth Fund 6.00 1.50 RM1000 RM100 0.6172
      241 RHB Mudharabah Fund 6.00 1.50 RM1000 RM100 0.7746
      242 RHB Islamic Bond Fund - Profit
      sharing
      15:85
      RM1000 RM100 0.1508
      243 RHB Commodities Capital Protected Fund 3.50 - RM5000 RM1000 1.0148
      244 RHB Global Financials Capital Protected Fund 2.50 - RM5000 RM1000 1.0287
      245 RHB Islamic Cash Management Fund# Nil 0.30 RM50,000 RM25,000 1
      246 RHB Global Themes Fund 6.00 1.80 RM1000 RM100 0.3098
      247 RHB China Averaging Capital Protected Fund 2.10 Nil RM5000 RM1000 0.9928
      248 RHB Asia Pacific Maqasid Fund 5.00 1.80 RM1000 RM100 0.4571
      #For Institutional Investor, the minimum investment is RM100, 000 and minimum additional investment is RM50,000.

      Kelas Belajar Saham bersama remisierRM

      Siri Seminar Jutawan Saham adalah merupakan Kelas Belajar Saham bersama remisierRM. Event yang terdekat adalah di Hotel Midah pada hari Ahad ini 25 Julai 2010. Pendaftaran jam 10 pagi dan seminar bermula jam 10.15 pagi - 5.15 petang.

      Seminar Jutawan Saham... untuk mereka yg ingin menambah ilmu pelaburan... membicarakan tentang ilmu2 pelaburan yg diiktiraf di Malaysia... praktikal menggunakan financial portal... mengajar teknikal analisis melalui japanese candlestik dgn penekanan kpd konsep Dan Zanger... fundamental analisis termasuk formula ciri2 mudah untuk menilai prestasi sesebuah syarikat... termasuk pendedahan pelaburan X-traVaganza... seminar 100% dalam bahasa melayu... nota2 pelaburan yg lengkap & eksklusif... speaker adalah wakil peniaga saham yang sah dilesenkan oleh suruhanjaya sekuriti dan berpengalaman melebihi 10 tahun... berusaha membimbing para peserta dari zero ke hero! dengan sesi soaljawab diteruskan melalui facebook, forum, email dsb selepas menghadiri seminar...

      Sesuai untuk...
      1. Mereka yang baru nak belajar melabur di Bursa Malaysia
      2. Para pelabur baru kat Bursa Malaysia
      3. Dah lama bermain saham di Bursa Malaysia tapi masih mengalami kerugian dan nak belajar ilmu2 teknikal dan fundamental analisis...

      Tarikh Seminar: 25 Julai 2010
      Hotel Midah Kuala Lumpur
      Masa: 10 pagi - 5 petang
      Hari: Ahad
      Yuran Penyertaan: RM360 (kini PROMOSI hanya RM280 sahaja)
      Cara mendaftar: sms 'daftar SJS' ke 017-6627107
      Maklum balas bekas peserta: sila lawati http://remisier7rm.blogspot.com

      Sabtu, 17 Julai 2010

      Jadilah Perunding Unit Amanah bersama PUABUMI

      Persatuan Perunding Unit Amanah Bumiputera Malaysia (PUABUMI)
      mewakili hampir semua fund mgrs di Malaysia spt CIMB, TA, OSK-UOB, Ing, Prudential, Hwang DBS, Affin, CMS, Amanah Raya, Alliance, ASMInvestment, ecmlibra, Interpacific, KAF, PHEIM, RHB dan lain2...
      Mempunyai wakil dan seminar tetap di Melaka, KT, KK, Kuching, Sibu, KL, Ipoh, JB, Sg Petani, Kuantan, Kota Bharu
      keterangan lanjut... sila hubungi / sms Razali Mohamad (019-2009622)

      Sabtu, 10 Julai 2010

      Seminar Jutawan Saham edisi PERCUMA !

      Ya.... percuma... kali ni saja... FREE!!!!!
      Kualiti TETAP sama....

      Tarikh : 24 Julai 2010, Sabtu...
      Tempat : Hotel Midah, Kuala Lumpur
      Masa : 9 Pagi - 5 petang
      Hanya bayar kos operasi RM50 sahaja!
      cara mendaftar... sms 'sjs free' ke 0176627107 segera!
      Tempat TERHAD !

      Rabu, 7 Julai 2010

      Kelas Belajar Saham

      Oleh kerana permintaan mendadak dari seluruh negara... kini pihak PUABUMI mempelawa para remisier / broker saham / pakar-pakar teknikal dan fundamental yang berlesen dan berpengalaman untuk mencurahkan ilmu mereka kepada para pelabur runcit dari seluruh negara... sila nyatakan anda dari stockbroking / investment bank mana dan apa bidang kemahiran anda untuk dikongsi dengan para pelabur runcit... untuk jadual kelas belajar saham sila rujuk seminar jutawan saham di http://remisier7rm.blogspot.com dan untuk pertanyaan sila ke http://puabumi.blogspot.com atau hubungi 0192009622.

      Mereka yang terpilih akan mendapat ganjaran berupa wang tunai di setiap kelas yang disertai... terima kasih.

      Razali Mohamad
      Presiden PUABUMI

      Selasa, 6 Julai 2010

      Projek X-traVaganza...

      PUABUMI dengan kerjasama remisierRM telah memperkenalkan projek X-traVaganza... suatu usaha murni untuk mempermudahkan konsep pemasaran pelan takaful di Malaysia. Ia dijangkakan akan meledak satu fenomena baru dalam konsep pemasaran perlindungan takaful dan insuran.

      Jika anda...
      1. Masih tercari-cari peluang kerjaya yang lumayan...
      2. Ejen takaful (mana-mana syarikat takaful) yang bermasalah memasarkan produk takaful...
      3. Mencari pendapatan sampingan yang lumayan...
      4. Bekas ejen takaful atau insuran yang telah ditamatkan kontrak diatas apa jua alasan...
      5. Siswazah menganggur atau lepasan SPM/STPM yang mahu memulakan kerjaya mencabar dan lumayan...

      sertai kami dalam team projek X-traVaganza Takaful...

      pelbagai ganjaran menunggu anda....! termasuklah pelan pemasaran yang TERKINI... mengenengahkan konsep tabungan dalam takaful... tidak lagi cuba menakut2kan bakal pelanggan untuk menyertai takaful... sokongan mantap dari PUABUMI dan pakar pelaburan professional... sokongan pakar teknikal analisis... menjadi wakil dari seluruh negara...

      pepatah jutawan... jika kita berjaya mempermudahkan sesuatu yang susah untuk mendapat ganjaran yang lumayan, maka kita akan menjadi semakin hampir kepada kejayaan...

      projek X-traVaganza... mendahului para persaing dengan langkah mudah...

      Isnin, 5 Julai 2010

      Projek X-traVaganza...

      PUABUMI telah melancarkan satu projek khas pada 3 Julai 2010 di Hotel Midah Kuala Lumpur, Sabtu jam 4.45 petang... Projek X-traVaganza... suatu pelaburan perkongsian modal yang memberi peluang pulangan sehingga 19 kali ganda dalam tempuh 6 tahun dengan menggunakan kaedah perniagaan takaful dan konsep unit amanah... ianya tidak melanggar dan menyalahi undang2... anda tidak semestinya mempunyai lesen wakil takaful, lesen wakil insuran , lesen investmentlink atau lesen wakil unit amanah... anda tidak perlu menjual insuran, memasarkan produk takaful atau mencari pelanggan unit amanah... anda hanya perlu memperkenalkan 8 orang pelanggan sahaja untuk menikmati pulangan pendapatan lumayan seperti wakil takaful dan wakil unit amanah...

      Seminar Jutawan Saham di Swiss Inn Sg Petani 11 Julai 2010...

      Seminar Jutawan Saham... untuk mereka yg ingin menambah ilmu pelaburan... membicarakan tentang ilmu2 pelaburan yg diiktiraf di Malaysia... praktikal menggunakan financial portal... mengajar teknikal analisis melalui japanese candlestik dgn penekanan kpd konsep Dan Zanger... fundamental analisis termasuk formula ciri2 mudah untuk menilai prestasi sesebuah syarikat... termasuk pendedahan pelaburan X-traVaganza... seminar 100% dalam bahasa melayu... nota2 pelaburan yg lengkap & eksklusif... speaker adalah wakil peniaga saham yang sah dilesenkan oleh suruhanjaya sekuriti dan berpengalaman melebihi 10 tahun... berusaha membimbing para peserta dari zero ke hero! dengan sesi soaljawab diteruskan melalui facebook, forum, email dsb selepas menghadiri seminar...

      Sesuai untuk...
      1. Mereka yang baru nak belajar melabur di Bursa Malaysia
      2. Para pelabur baru kat Bursa Malaysia
      3. Dah lama bermain saham di Bursa Malaysia tapi masih mengalami kerugian dan nak belajar ilmu2 teknikal dan fundamental analisis...

      Tarikh Seminar: 11 Julai 2010
      Swiss Inn Sg Petani Kedah
      Masa: 10 pagi - 5 petang
      Hari: Ahad
      Yuran Penyertaan: RM360 (kini PROMOSI hanya RM280 sahaja)
      Cara mendaftar: sms 'daftar SJS' ke 017-6627107
      Maklum balas bekas peserta: sila lawati http://remisier7rm.blogspot.com

      Selasa, 29 Jun 2010

      Aktiviti

      Program pendidikkan PUABUMI...

      Seminar Jutawan Saham edisi X-traVaganza... membicarakan tentang ilmu2 pelaburan yg diiktiraf di Malaysia... praktikal menggunakan financial portal... mengajar teknikal analisis melalui japanese candlestik dgn penekanan kpd konsep Dan Zanger... fundamental analisis termasuk formula ciri2 mudah untuk menilai prestasi sesebuah syarikat... seminar 100% dalam bahasa melayu... nota2 pelaburan yg lengkap & eksklusif... speaker adalah wakil peniaga saham yang sah dilesenkan oleh suruhanjaya sekuriti dan berpengalaman melebihi 10 tahun... berusaha membimbing para peserta dari zero ke hero! dengan sesi soaljawab diteruskan melalui facebook, email dsb selepas menghadiri seminar...

      Sesuai untuk...
      1. Mereka yang baru nak belajar melabur di Bursa Malaysia
      2. Para pelabur baru kat Bursa Malaysia
      3. Dah lama bermain saham di Bursa Malaysia tapi masih mengalami kerugian dan nak belajar ilmu2 teknikal dan fundamental analisis...

      Tarikh Seminar: 11 Julai 2010
      Tempat: Swiss Inn Hotel Sg. Petani, Kedah
      Masa: 10 pagi - 5 petang
      Hari: Ahad
      Yuran Penyertaan: RM360 (kini PROMOSI hanya RM280 sahaja)
      Cara mendaftar: sms 'daftar SJS' ke 017-6627107
      Maklum balas bekas peserta: sila lawati http://remisier7rm.blogspot.com

      Isnin, 28 Jun 2010

      X-traVaganza

      memperkenalkan...

      Projek X-traVaganza....!

      PUABUMI akan melancarkan satu projek khas pada 3 Julai 2010 di Hotel Midah Kuala Lumpur, Sabtu tepat jam 4.45 petang - 6 petang... Projek X-traVaganza... suatu projek perkongsian modal yang memberi peluang pulangan sehingga 19 kali ganda dalam tempuh 6 tahun dengan menggunakan kaedah perniagaan takaful dan konsep unit amanah... anda tidak semestinya mempunyai lesen wakil takaful, lesen wakil insuran , lesen investment link atau lesen wakilunit amanah... anda tidak perlu menjual insuran,memasarkan produk takaful atau mencari pelanggan unit amanah... anda hanya perlu mencari 8 orang pelanggan sahaja untuk menikmati pulangan pendapatan lumayan seperti wakil takaful dan wakil unit amanah...call/sms 0192009622 untuk mendapat kod pengesahan kehadiran percuma atau untuk maklumat lanjut... atau sms untuk hadir kemana2 siri seminar jutawan saham pada tepat pukul 5 petang hari tersebut!